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------------------------------ Rhett Richardson ------------------------------

My apologies - I misunderstood your question. I've found that when doing business with larger entities, governments and larger corporations, they sometimes have contract language that supersedes(?) my own contract. Usually this is in regard to clauses ...

To clarify, are clients who expect a COI or a waiver of subrogation likely to accept a line or two in the contract? As a contractor I have always used contracts. ------------------------------ Una Smith, PhD ISA CA RM-360948A, TRAQ, PPQ Los Alamos, ...